Government Schemes
Comprehensive guide to Singapore's government financial programs
Singapore offers numerous government financial schemes to support citizens across different life stages. From housing grants to retirement savings, tax reliefs to social support - understand what you qualify for and maximize your benefits.
Singapore's government financial schemes are designed to support citizens at every stage of life. These programs provide assistance for housing, retirement, healthcare, education, and social support.
Various grants and schemes to help Singaporeans afford their first home.
CPF LIFE, SRS, and other retirement savings programs to secure your golden years.
MediSave, MediShield Life, and CareShield Life to protect your health and finances.
Personal income tax reliefs and optimization strategies to minimize your tax burden.
Common Belief
"Government schemes will take care of my retirement"
Planning Reality
Government schemes provide a foundation, not complete retirement security. CPF LIFE provides basic monthly payouts, but many Singaporeans need additional savings to maintain their desired lifestyle. Government schemes are safety nets—your personal savings, investments, and planning determine your retirement quality.
Common Belief
"All schemes are automatically applied"
Planning Reality
Many schemes require active enrollment or application. While Workfare and Silver Support are automatic for eligible recipients, others like CPF top-ups, SRS contributions, and tax reliefs require you to take action. Understanding eligibility criteria and deadlines is crucial—missing a deadline can cost thousands in unclaimed benefits.
CPF LIFE
Understand how CPF LIFE provides guaranteed monthly payouts as part of your retirement income.
Social Support
Learn about Workfare, Silver Support, and other assistance programs you may qualify for.
CareShield Life
Discover how long-term care insurance protects you and your family from disability costs.
Social Support
Workfare, Silver Support, and other assistance programs for eligible Singaporeans.