Life Protection

Life Insurance Comparison

Compare term life and whole life insurance policies from major insurers in Singapore. Protect your loved ones with the right coverage at the right price.

Term Life vs Whole Life Insurance

Understanding the difference between term and whole life insurance is crucial for making the right decision for your family's protection.

Term Life Insurance

Lower premiums - More affordable protection
High coverage - Maximum protection per dollar
Flexible terms - Choose 5, 10, 20, or 30 years
No cash value - Pure protection only
Expires - Coverage ends after term

Best For:

Young families with mortgages, income protection needs, or those wanting maximum coverage at minimum cost.

Whole Life Insurance

Lifetime coverage - Protection for life
Cash value - Builds savings over time
Fixed premiums - Premiums don't increase
Higher cost - More expensive than term
Lower coverage - Less protection per dollar

Best For:

Estate planning, legacy purposes, or those wanting permanent coverage with a savings component.

Key Factors to Consider

Coverage Amount

How much do your dependents need to maintain their lifestyle?

Coverage Duration

How long do you need protection - until retirement or for life?

Budget

What can you afford in monthly or annual premiums?

Dependents

Who relies on your income - spouse, children, parents?

Get Your Life Insurance Comparison

Let us help you compare life insurance options based on your specific needs, age, and budget. Get unbiased recommendations from our expert advisors.

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