By using this website, you signify that you have read and agree to be bound by Disclaimer, Terms of Use & Privacy Policy.


We hate those long disclaimers which obviously were not written for humans. But we still need a disclaimer to cover our ass. So, we’ll at least make it short and in plain language.

We are not your financial advisors. Using this website/app or attending our courses does not create an advisor-client relationship between us. Find a licensed financial advisor who is ethical and competent if you need help. You can also choose to inbox us for our licensed financial advisor to assist you, and by doing so, you agreed to be bounded by our Privacy Policy.

We serve DIY investors – a breed of people who want to make their own investment decisions. However, we do not offer get-rich-quick methods here. There is also no guarantee to make money in the short term. The only guaranteed things are that you need to put in time, effort and capital in exchange for gains and losses, as well as pleasure and pain.

We have a myriad writer, and each has his or her opinion. You may disagree with their views and do it courteously if you have to voice your opinions. Else we definitely have the intention to bar you from unconstructive comments.

That’s about it for now. Hopefully, we do not need to expand this.


If you are still looking for the usual, full-length disclaimer:

The website content, videos, articles, analysis, opinions, statements, financial information, news, research, statements or any other information or content contained within content created by us is for general advice only, not personal advice. This website is designed to educate and provide general information only on the subject matter covered. It is not the intention of our authors to offer any specific legal, accounting, taxation, investment advice or representing CPFB. We are not associated or affiliated in any manner to CPFB.  Our website does not guarantee the accuracy, adequacy or completeness of the information provided and disclaim liability for errors or omissions in such information and materials.

Do not base any investment and or trading decision solely on the information. We accept no liability if you use the information to form trading or investing decisions or to trade real money. You should seek your own investment advice before making any decision based on the information from a licensed financial professional who will consider your personal objectives and circumstances.

It is possible to lose more than your initial investment or account deposit. Investing/Trading any financial market is risky, be aware of the risks and avoid trading with money you can’t afford to lose.

Investing/Trading involves the risk of loss. We give no warranties whether expressed or implied as to the performance levels. OneStopFinancalSG, its representatives, officers and their associates may have an interest in or hold investments in the financial products listed of 0-100%.

Investing/Trading involves the risk of loss as well as potential profit. Please consult a financial professional to decide if this product is right for you. Alternatively, you can also choose to inbox us for our licensed financial professional to assist you, and by doing so, you agreed to be bounded by our Privacy Policy.



The website contains analysis and does not recommend investing in complicated investments which you do not understand, especially with retirement and CPF savings. You should contact us or check with your financial specialist before making any decision to invest especially if you are a beginner.

Nonetheless, Investors should remember that the value of an investment and the income received from an investment can go down as well as up, and they may not get back the amount they invested.

Do take note that: All investments are subject to risk. Risk refers to the possibility of losing part/all of your investments due to financial market changes.


The website contains analysis and does not recommend giving up your health/life policy and switching to another health policy. As buying a health/life insurance policy is a long-term commitment, early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

Take the time to consider and answer the questions with consideration. Avoid making a hasty decision. For example, failing to truthfully answer questions about your health and medical conditions may lead to your policy being voided when you need it.

You should check with your financial specialist or contact us before making any decision to switching another health/life insurance policy.


This website is designed to educate and provide general information only on the subject matter covered. It is not the intention of our authors to offer any specific legal, accounting, taxation, investment advice or representing CPFB. We are not associated or affiliated in any manner to CPFB. Our website does not guarantee the accuracy, adequacy or completeness of the information provided and disclaim liability for errors or omissions in such information and materials.


We may be linked to other websites which are not maintained by us. Such links are provided for your convenience and reference only and the inclusion of any hyperlink to any other website is not an endorsement of its contents or its organisation.

Although our authors are authorised by Singapore’s law to provide financial advice, the articles are an expression of their personal opinion. The views and opinions expressed in this article are those of the author and do not reflect the official position of any other agency, organisation, employer or company. Nothing in this website shall be construed as providing financial advice within the meaning of the Financial Advisers Act.

This website, educational material and advertisement had not been reviewed by the Monetary Authority of Singapore.


Now that we’re done with the formalities, thank you for using OneStopFinancialSG and we hope you find it useful!